Get Your Project Financed

Break your project cost into predictable monthly payments. 

We understand that your home improvement project can’t wait, so we now offer financing to all our customers.

Pay for your project without tapping into your home equity.*

Making It Easy
Hearth makes it easy for you to find monthly payment options for your project, with:


  • Loan amounts up to $25,000

  • Affordable monthly payment options

  • Funding within 1-3 days

  • No prepayment penalties

  • No home equity required

Check rates in under 2 minutes

Use Hearth’s paperless secure form to check rates quickly without affecting your credit score.


Loans typically fund in 1-5 days**

If approved, funding with one of Hearth’s lending partners is simple,
with funds being deposited in as soon as 24 hours.


Fixed monthly payments

Personal loans found on Hearth have fixed rates and terms. You’ll know
your monthly payments upfront.


No prepayment penalties

You can pay off the loan early with no additional fees.


See your personalized options. Apply below.

Check rates in under 2 minutes!

* All loans are subject to credit review and approval. For example, a $10,000 loan with an APR of 14.50% and a term of 36 months would have a monthly payment of $344.21.
** Funding can be as soon as 24 hours and takes 3-5 days on average.
Hearth is a technology company, which is licensed as a broker as may be required by state law. Hearth does not accept applications for credit, does not make loans, and does not make
credit decisions. NMLS ID# 1628533.



Service Area 

Memphis, TN & Surrounding